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Access to Capital


Lakewood’s Economic Development Division offers guidance about loans, capital or financing that may be right for your business. We can also steer you to the numerous alternative lenders and traditional banks we've built relationships with.  We can point you in the direction you need to complete your capital needs.  

Additionally, The City and County of Denver has compiled a comprehensive Capital Matrix of most known funding sources for entrepreneurs and small businesses.


Micro and Small Business Loans Up to $250,000

ACCION is an award-winning nonprofit organization that invests in the community by increasing access to business credit, making loans and providing training to help emerging and existing entrepreneurs.
Website: www.accionco.org

The Women’s Business Development Center, Colorado's only dedicated entrepreneurial business center for women, plays a critical role in contributing to the number of quality women-led venture investment opportunities for angels and venture capitalists, representing a high potential for growth in Colorado.
Website: www.coloradowomen.org

The Rocky Mountain MicroFinance Institute is a nonprofit microfinance organization that combines business development services and microloans to help entrepreneurs build businesses as a means of becoming economically self-sufficient.
Website: www.rmmfi.org

Colorado Enterprise Fund (CEF) is a nonprofit community development financial institution founded in 1976 to help small businesses. The Fund provides small business loans up to $150,000 to entrepreneurs unable to obtain financing from traditional sources. CEF offers access to management consulting and business training.
Website: www.coloradoenterprisefund.org

The Colorado Office of Economic Development & International Trade’s Business Finance Division brings together several financing tools, including debt and equity financing, cash incentives, grants and tax credits, to support economic development activities that improve and support employment opportunities in Colorado. Visit the Business Finance section of their website.
Website: www.advancecolorado.com

Many of these alternative lenders have compiled advice and best practices in one convenient website.  Visit www.smallbizlending.org to learn more.

Larger Loans Over $250,000

Colorado Lending Source (CLS) offers small businesses access to attractive, fixed-rate, long-term financing for real estate and equipment expansion projects. The community-based nonprofit organization promotes small business growth.
Website: www.coloradolendingsource.org

The Colorado Housing and Finance Authority (CHFA) is a state program designed to create affordable housing, business and economic growth opportunities for Colorado residents. CHFA's QIC program provides fixed-rate financing for small business loans guaranteed by the SBA. Loans may be used for working capital, equipment purchases, business expansions and real estate acquisitions. The ACCESS program provides financing for fixed assets with a first mortgage funded as part of an SBA 504 loan package.
Website: www.chfainfo.com

The Small Business Administration (SBA) offers a variety of loan programs for specific purposes. Ask your business bank about the SBA loans they currently provide.
Website: www.sba.gov